Henry specializes in the analytical investment strategies. Henry provides ongoing economic research and credit screening of each product issuer. Henry’s primary emphasis is a quantitative approach to investment analysis. Henry developed these techniques as part of his Master’s Thesis in Economics which used econometric methods to combine securities into efficient portfolios which addresses return and manages risk. Henry is a graduate of San Diego State University Henry is the co-founder of Focus Investment Advisors, Inc.
At Focus Investment Advisors, we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.
We can help you address:
- Investing principles and strategies
- Retirement investing and distribution strategies
- Estate conservation issues
- Risk management analysis
We also can answer your questions, including:
- Can I retire early?
- Are my investments working hard enough?
- What’s a good approach for college savings?
- What are the elements of a sound estate strategy?
- Do I have enough life insurance for my family?
Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that aims to address your individual situation.
Andrew Y. Wasa, CIMA
CEO | Analyst, Marketing/Service Representative
Andy specializes in servicing institutions and Taft Hartley plans and has considerable experience in analyzing investment managers, mutual fund companies and other investments. He is also a member of our due diligence team and serves as a liaison with the service providers (i.e. money managers, trust company, etc.). He assists in portfolio optimization, asset allocation and investment strategy design.
Andy is a graduate of the University of San Diego with a B.S. in Business Finance. He became a registered representative, obtaining his Series 7, 24, & 63 currently held with LPL Financial. He also holds a Series 66 with LPL Financial and Focus Investment Advisors. Andy is also the co-founder of Focus Investment Advisors, Inc.
Amber R. Montgomery, CFP, MBA
Financial Advisor | Client Relations and Operations
Amber specializes in alternative product trade allocation, settlement and reconciliation. She is also a member of our due diligence team and serves as a liaison with the product issuers, custodians and trades desks.
Amber is a graduate of Chapman University with a B.A in Social Science, where she completed her senior capstone project on Behavioral Finance. She became a registered representative, obtaining her FINRA Series 7 and 66 in 2010. She holds the Series 7 with LPL Financial and the Series 66 with LPL Financial and Focus Investment Advisors. Amber completed her Executive Certificate in Financial Planning from San Diego State University in 2012. In addition, she earned her MBA with a finance emphasis in 2015 from The University of Redlands. She earned her CFP® designation in 2015.
Frank M. Amelio
Investment Consultant | Market Analyst
Frank joins Focus Investment Advisors with 31 years of investment experience. He provides an extensive background in tax advantaged and fixed income portfolio management as well as separate accounts. Since 1987, Frank has been a practitioner of Point and Figure charting for Buy and Sell side decisions. He previously was the managing director for Amelio Financial Group. Prior to that he was the lead fixed income portfolio manager with Hochman, Cohen and Torres. Earlier in his career he established himself as a bond coordinator with Morgan Stanley, Salomon Smith Barney and A.G. Edwards & Sons. Frank began his career with Kidder Peabody & Co in 1985. He is a graduate of the University of Colorado with a B.A in Physical Geography.
David E. Lam, CFP®
David brings over a decade of experience in the financial advisory business. He specializes in retirement planning and family wealth management, working with his clients to plan for and navigate through life’s financial complexities.
David earned his BS in Microbiology from UC San Diego. And after working in research for a number of years, pursued and earned his MBA from Northeastern University and returned to the biotech business in a finance and business development capacity. David transitioned to a career as a financial advisor in 2006 and currently holds the Certified Financial Planner™ designation; leveraging his unique academic and professional background in science and financial management to serve his clients.
When David is not working with clients or studying, you may find him in the community volunteering as a Treasury of the Rotary Club of Encinitas, fishing, teaching martial arts and cooking.
Client Services Associate
Monica joined Focus Investment Advisors in July 2014. She has over 15 years of experience in retail management and customer service. She holds an A.S. in Business Administration from Grossmont College and she is a Notary Public.
Monica is our Client Services Associate where she is the primary contact for all clients, responsible for account openings, account transfers and other client account servicing needs. She also supports all advisors in the office.
Administrative Marketing Coordinator
Sarah is the newest member to join Focus Investment Advisors as of February 2019. She holds an ABA from Bunker Hill College with an extensive background in hospitality. When she is not at work she enjoys traveling with friends, working out and cooking.