Retirement Solutions
Retirement income can make or break your retirement lifestyle. Retirement can be as smooth a transition as you prepare for.
Learn MoreInvestment Consulting
As pension consultants we recommend a form of retirement plan to address your goals. Qualified or non-qualified, insurance can be an enhancement.
Learn MoreFinancial Strategies
With an effective financial strategy you are able to address your specific needs . You will outline your goals before coordinating a strategy.
Learn MoreWelcome to Focus Investment Advisors
Focus Investment Advisors (FIA) was founded in 1994 by partners Andrew Y. Wasa and Henry J Ferry Jr. FIA’s concern is knowing our clients, providing for their welfare and helping them work towards financial success. We provide a high level of service to help clients pursue their investment needs and desires. Our belief is that a long term relationship mindset and education are desirable and most beneficial to the client. We work closely with our clients to establish a high level of understanding while utilizing education and full disclosure.
FIA is a full service investment advisory firm specializing in Taft-Hartley plans, government and civil service/union employee benefits, retirement planning and investment consulting.
Contact UsHelpful Content
Rebalancing Your Portfolio
Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
The Power of Compound Interest
Learn how to harness the power of compound interest for your investments.
Your Emergency Fund: How Much Is Enough?
Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.
Bitcoin 101
Bitcoin has emerged as a digital currency that exists virtually, making it different in fundamental ways.
Inflation & Your Money
It's important to understand how inflation is reported and how it can affect investments.
Four Really Good Reasons to Invest
There are four very good reasons to start investing. Do you know what they are?
A Taxing Story: Capital Gains and Losses
Understanding how capital gains are taxed may help you refine your investment strategies.
Don’t Be Your Own Worst Enemy
Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.
What to Look for in a Long-Term Care Policy
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
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Roth 401(k) vs. Traditional 401(k)
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
What Is My Current Net Worth?
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Self-Employed Retirement Plans
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
Capital Gains Tax Estimator
Use this calculator to estimate your capital gains tax.
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.
Inflation & Retirement
Estimate how much income may be needed at retirement to maintain your standard of living.
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Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Keys to Investing for Retirement
There are some key concepts to understand when investing for retirement
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The New Wild West: Bitcoin
Bitcoin’s future is uncertain, but one thing is for sure: it’s the wild west out there, and there is no sheriff in town.
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
What Can a Million Dollars Buy You?
$1 million in a diversified portfolio could help finance part of your retirement.
Charitable Giving: Smart from the Heart
Do you have causes that you want to support with donations? Here are three tips.
Keeping Up with the Joneses
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?