Retirement income can make or break your retirement lifestyle. Retirement can be as smooth a transition as you prepare for.Learn More
As pension consultants we recommend a form of retirement plan to address your goals. Qualified or non-qualified, insurance can be an enhancement.Learn More
With an effective financial strategy you are able to address your specific needs . You will outline your goals before coordinating a strategy.Learn More
Welcome to Focus Investment Advisors
Focus Investment Advisors (FIA) was founded in 1994 by partners Andrew Y. Wasa and Henry J Ferry Jr. FIA’s concern is knowing our clients, providing for their welfare and helping them work towards financial success. We provide a high level of service to help clients pursue their investment needs and desires. Our belief is that a long term relationship mindset and education are desirable and most beneficial to the client. We work closely with our clients to establish a high level of understanding while utilizing education and full disclosure.
FIA is a full service investment advisory firm specializing in Taft-Hartley plans, government and civil service/union employee benefits, retirement planning and investment consulting.Contact Us
Choosing a Retirement Plan that Fits Your Business
To choose a plan, it’s important to ask yourself four key questions.
How Does Your Credit Score Compare?
Have you ever wondered how your credit score compares to the rest of the country? Take a look and see.
U.S. Personal Savings Rate
What can be learned from the savings rate?
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
Regardless of how you approach retirement, there are some things about it that might surprise you.
Here are six flags that may make your tax return prime for an IRS audit.
A quick look at how federal income taxes work.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
Use this calculator to compare the future value of investments with different tax consequences.
Estimate how much you have the potential to earn during your working years.
Assess how many days you'll work to pay your federal tax liability.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Using smart management to get more of what you want and free up assets to invest.
Learn more about taxes, tax-favored investing, and tax strategies.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are some smart strategies that may help you pursue your investment objectives
The chances of needing long-term care, its cost, and strategies for covering that cost.
A presentation about managing money: using it, saving it, and even getting credit.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
$1 million in a diversified portfolio could help finance part of your retirement.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
Are you ready for retirement? Here are five words you should consider.
It's easy to let investments accumulate like old receipts in a junk drawer.