Retirement income can make or break your retirement lifestyle. Retirement can be as smooth a transition as you prepare for.Learn More
As pension consultants we recommend a form of retirement plan to address your goals. Qualified or non-qualified, insurance can be an enhancement.Learn More
With an effective financial strategy you are able to address your specific needs . You will outline your goals before coordinating a strategy.Learn More
Welcome to Focus Investment Advisors
Focus Investment Advisors (FIA) was founded in 1994 by partners Andrew Y. Wasa and Henry J Ferry Jr. FIA’s concern is knowing our clients, providing for their welfare and helping them work towards financial success. We provide a high level of service to help clients pursue their investment needs and desires. Our belief is that a long term relationship mindset and education are desirable and most beneficial to the client. We work closely with our clients to establish a high level of understanding while utilizing education and full disclosure.
FIA is a full service investment advisory firm specializing in Taft-Hartley plans, government and civil service/union employee benefits, retirement planning and investment consulting.Contact Us
IRA Withdrawals that Escape the 10% Tax Penalty
The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.
The ABCs of Zero Coupon Bonds
Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
Three Key Questions to Answer Before Taking Social Security
When to start? Should I continue to work? How can I maximize my benefit?
Alternative investments are going mainstream for accredited investors. It’s critical to sort through the complexity.
Marriage changes everything, including your insurance needs.
There are a number of reasons for business owners to consider a business succession plan sooner rather than later.
Term insurance is the simplest form of life insurance. Here's how it works.
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
In investments, one great debate asks the question, “Active or Passive Investing: Which Is Better?”
Estimate how long your retirement savings may last using various monthly cash flow rates.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Assess whether you are running “in the black” or “in the red” each month.
This questionnaire will help determine your tolerance for investment risk.
This calculator can help determine whether it makes sense to refinance your mortgage.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Investment tools and strategies that can enable you to pursue your retirement goals.
Principles that can help create a portfolio designed to pursue investment goals.
There are a number of ways to withdraw money from a qualified retirement plan.
The chances of needing long-term care, its cost, and strategies for covering that cost.
The importance of life insurance, how it works, and how much coverage you need.
Learn more about taxes, tax-favored investing, and tax strategies.
Even low inflation rates can pose a threat to investment returns.
If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.
With alternative investments, it’s critical to sort through the complexity.
There’s an alarming difference between perception and reality for current and future retirees.
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
Here are 3 steps to take right now that may make a difference if you find yourself suddenly single.