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AN APPROACH DESIGNED FOR YOU

We can help you create an approach that is designed to address your unique situation.


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PROFESSIONAL MANAGEMENT

Knowledge is power. It’s also the foundation for educated, well-considered decisions.


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OUR TEAM APPROACH

We believe our team approach adds a broader perspective to all we do and enables us to provide more benefits to our clients.


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UNDERSTANDING YOUR GOALS

Our mission is to get to know and understand your needs, wants, and long-term goals.


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WELCOME TO FOCUS INVESTMENT ADVISORS

Focus Investment Advisors (FIA) was founded in 1994 by partners Andrew Y. Wasa and Henry J Ferry Jr. FIA’s concern is knowing our clients, providing for their welfare and helping them work towards financial independence. We aim to provide a high level of service to help clients pursue their investment needs and desires. Our belief is that a long term relationship mindset and education are desirable and most beneficial to the client. Our objective is to work closely with our clients to establish a high level of understanding while utilizing education and full disclosure.

FIA is a full service investment advisory firm specializing in Taft-Hartley plans, government and civil service/union employee benefits, retirement planning and investment consulting.

 

Consulting Services

Analyze Current Portfolio, Design Comprehensive Portfolio, Formalize Investment Policy, Implement Policy, Monitor and Supervision.

 

Asset Management Services

Portfolio Management, Private Wealth Management, Structured Product Management

This is what we do.
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Our Services

There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.

 

Investments

Investments can play a key role in your financial security plan. A mix of registered and non-registered savings can help achieve your goals.

 

Insurance

Insurance is essential to any comprehensive financial security plan. It can protect you and your family from undue hardship.

 

Retirement Planning

Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations.

 

Your Finances

Managing your finances is an important component to any financial security plan. Money management strategies help you manage your savings on a daily basis.

 

Asset Allocation

Asset allocation is the process of selecting a mix of asset classes that closely matches an investor’s financial profile in terms of their investment preferences and tolerance for risk.

 

Charitable Giving

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.

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Our Team

Learn more about our amazing team of professionals.

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Andrew Y. Wasa

CEO | Analyst, Marketing/Service Representative

CIMA
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Andrew Y. Wasa

Phone: (760) 230-1880 ext. 107

Fax: (760) 230-1341

Email: wasa@focusinvestment.com

Andy specializes in servicing institutions and Taft Hartley plans and has considerable experience in analyzing investment managers, mutual fund companies and other investments.  He is also a member of our due diligence team and serves as a liaison with the service providers (i.e. money managers, trust company, etc.). He assists in portfolio optimization, asset allocation and investment strategy design.

Andy is a graduate of the University of San Diego with a B.S. in Business Finance. He became a registered representative, obtaining his Series 7, 24, & 63 currently held with LPL Financial. He also holds a Series 66 with LPL Financial and Focus Investment Advisors. Andy is also the co-founder of Focus Investment Advisors, Inc.

 

Bio
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Amber R. Montgomery

Financial Advisor | Client Relations and Operations

CFP, MBA
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Amber R. Montgomery

Phone: (760) 230-1880 ext. 105

Fax: (760) 230-1341

Email: amontgomery@focusinvestment.com

Amber specializes in alternative product trade allocation, settlement and reconciliation.  She is also a member of our due diligence team and serves as a liaison with the product issuers, custodians and trades desks.

Amber is a graduate of Chapman University with a B.A in Social Science, where she completed her senior capstone project on Behavioral Finance. She became a registered representative, obtaining her FINRA Series 7 and 66 in 2010. She holds the Series 7 with LPL Financial and the Series 66 with LPL Financial and Focus Investment Advisors.  Amber completed her Executive Certificate in Financial Planning from San Diego State University in 2012.   In addition, she earned her MBA with a finance emphasis in 2015 from The University of Redlands. She earned her CFP® designation in 2015.

 

Bio
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Frank M. Amelio

Investment Consultant | Market Analyst

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Frank M. Amelio

Phone: (760) 230-1880 ext. 104

Fax: (760) 230-1341

Email: famelio@focusinvestment.com

Frank joins Focus Investment Advisors with 31 years of investment experience. He provides an extensive background in tax advantaged and fixed income portfolio management as well as separate accounts.  Since 1987, Frank has been a practitioner of Point and Figure charting for Buy and Sell side decisions. He previously was the managing director for Amelio Financial Group. Prior to that he was the lead fixed income portfolio manager with Hochman, Cohen and Torres. Earlier in his career he established himself as a bond coordinator with Morgan Stanley, Salomon Smith Barney and A.G. Edwards & Sons. Frank began his career with Kidder Peabody & Co in 1985. He is a graduate of the University of Colorado with a B.A in Physical Geography.

Bio
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David E. Lam

Financial Advisor

CFP®
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David E. Lam

Phone: (760) 487-1581

Fax: (760) 230-1341

Email: dlam@focusinvestment.com

David brings over a decade of experience in the financial advisory business. He specializes in retirement planning and family wealth management, working with his clients to plan for and navigate through life’s financial complexities. 

David earned his BS in Microbiology from UC San Diego. And after working in research for a number of years, pursued and earned his MBA from Northeastern University and returned to the biotech business in a finance and business development capacity.   David transitioned to a career as a financial advisor in 2006 and currently holds the Certified Financial Planner™ designation; leveraging his unique academic and professional background in science and financial management to serve his clients.

When David is not working with clients or studying, you may find him in the community volunteering as a Treasury of the Rotary Club of Encinitas, fishing, teaching martial arts and cooking.

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Monica Dereld

Client Services Associate

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Monica Dereld

Phone: (760) 230-1880 ext. 100

Fax: (760) 230-1341

Email: mdereld@focusinvestment.com

Monica joined Focus Investment Advisors in July 2014. She has over 15 years of experience in retail management and customer service. She holds an A.S. in Business Administration from Grossmont College and she is a Notary Public.

Monica is our Client Services Associate where she is the primary contact for all clients, responsible for account openings, account transfers and other client account servicing needs. She also supports all advisors in the office.

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Sarah Lewis

Administrative Marketing Coordinator

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Sarah Lewis

Phone: 760-230-1880 x103

Fax: 760-230-1341

Sarah is the newest member to join Focus Investment Advisors as of February 2019. She holds an ABA from Bunker Hill College with an extensive background in hospitality. When she is not at work she enjoys traveling with friends, working out and cooking. 

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Contact Us

Don't hesitate to get in touch with us.
We would love the opportunity to become your trusted advisor.

Phone: (760) 230-1880
Fax: (760) 230-1341

Email: slewis@focusinvestment.com

511 Saxony Place #102, Encinitas, CA 92024

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The financial consultants at Focus Investment Advisors are registered representatives with, and Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Focus Investment Advisors, a registered investment advisor and separate entity from LPL Financial.

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